Below you will find information on a specialist track day travel insurance through our partner brokersure ltd. Prime insurance company will not bind a risk until all required information, documentation, and applicable premium is expressly received and accepted by prime. It would be possible for an insurer to write in an exclusion for track day events with language excluding operation of the bike on a closed course andor race track, etc. Online track day insurance for all your insurance requirements for a day at the. Rsr partner opentrack offers third party track insurance options exclusive to rsr customers. It is a standalone product that provides protection for your vehicle while participating in sanctioned track day events. Track day cover now free with every comprehensive mce policy mce insurance, title sponsors of the mce british superbikes, is proud to announce an incredible new addition to their comprehensive motorcycle insurance policyfree trackday cover for all. If you drive a classic car and need insurance, talk to the. If it were just me lapping on the track alone, i wouldnt buy insurance. Like many things in life, high performance motorsports are unpredictable. The policies are different from one company to another depending on the information indicated on their clauses. I phoned ducati insurance who were night and day compared to mce even though a bit more expensive.
You should consider bike track day insurance if you are a little concerned about crashing your pride and joy. Incidents are exceptionally rare on track day events, however its unlikely they will be covered by your regular road insurance policy. Track day and high performance drivers education insurance. If you are unable to drive the car home due to an accident on the track or due to mechanical breakdown on the track, cover is provided to reimburse the call out charge and rescue of the track day vehicle to the. Each day on track runs the same as a typical uk trackday with 20 minute sessions and an hour for lunch. Track days, accidents, and insurance policies basic.
The insurance product is intended for structured highperformance driver education events. Providing exclusive insurance coverage for individuals participating in track day andor advanced driving school events. It is important to remember however that track insurance has no 3rd party element, and usually carries a much higher excess. If the event meets our required guidelines, we will make coverage available for the event. Pay for track day insurance coverage only when you need it. Please note that you cannot book track day insurance directly through our website so if you are interested in insuring your vehicle for one or more track days we.
Most standard auto insurance policies now include language that says youre not covered while participating in high. Registered office address unit 2 kildegaard business park, easthorpe road, easthorpe, colchester, essex, co5. Recognizing the challenge most people have in getting their vehicle insured, specialty insurance providers have begun creating policies just for track drivers and amateur racers. Frequently asked questions about track day insurance. My insurance with mannings covers road and track use. While most car insurance companies dont include coverage for races on their policies, others make no guarantee that they will pay a claim in the event of an accident. Track day insurance powered by rli provides singleevent hpde coverage thats designed to protect your car from physical damage, both on. Expect more exciting updates in the near future and enjoy yourselves out on road and track. Motorcycle trackday travel and repatriation insurance. It is designed to pay for damage to your bike but not any you cause to other vehicles.
Its also backed by a financially strong company and a seasoned team of underwriting and claim experts. Getting a track day car insurance quote couldn t be simpler you can call us on 0344 381 6530, use our web call back service by either filling in the email form telling us when you would like us to call you or by texting the word quote to 07781 472736. Insurance companies that cover track days ive searched this sub and doesnt seem like theres any solid info about which companies will cover you for a track day nonracing. These policies apply to all track day activities and. Frankly, my experiences have shown the novice group to be the most risky. Find motorsports car insurance to protect you on track day. Our singleevent policies provide insurance coverage for high performance drivers while on the track. Insure my trackday is a trading name of ryan motorsport insurance who are an appointed representative 557405 of independent broking solutions limited who are authorised and regulated by the financial conduct authority. Track day insurance quotes, track day insurance cover aplan. With an agreed value policy, you determine your cars value. Do you want to insure several track day events on one policy. Im planning to run my 14 focus st in a few track day events this year high performance drivers education. Great service and great prices with good discounts if you book more track days. Discussion in insurance sponsored by ducati insurance started by air duck, apr 26, 2017.
The use of your bike on track is excluded from normal travel insurance policies as a hazardous pursuit, but its important to get this sorted before you go as many circuits or organisers wont let you on track without medical and repatriation cover read our useful guide to what is trackday repatriation insurance and trackday. Trackday insurance everything you need to know evo. The track day vehicle quotation system will offer this extra cover for an additional premium if you a uk resident on a uk track day. My main focus is providing insurance solutions for individuals and families by making 100% certain that they are not excluded from any insurance claims resulting from your hobby or occupation by having the correct insurance policy from the start. Your personal vehicle against damage while participating in an hpde event. Perfect for casual drivers tracking only a few times per year. With hagertys track day insurance, you can keep your focus where it belongs on driving. If the event you are attending provides instructors, classroom sessions for participants and approved passing zones, please ask the event organizer to contact us. There is mixed advice on forums about whether track day cover for bikes is worth it. Auto insurance for track days car insurance comparison. Car enthusiasts may run into trouble when trying to find car insurance coverage for a race.
Take advantage of hagertys singleevent track day insurance coverage, created for both motorsports enthusiasts and weekend racers looking to refine your skills. Acr steve is behind it and a great resource for track day insurancecoverage info. Weve answered some of the most common questions we receive about track day insurance below. Trackday insurance, however, isnt like your everyday onroad cover, and its not immediately obvious what the differences or the benefits are for pure track cover. As evidenced by the many insurers that have entered and exited the market over the past 15 years, managing and underwriting an insurance program for hpde and track day drivers is challenging. Rlis track day insurance is designed to protect your personal vehicle from damage while youre on track at hpde events perfecting your driving line. Join us for a competitively priced open pit lane track day with all inclusive extras. Since your regular auto insurance does not cover being on a racetrack, having track day insurance can make all the difference between enjoying your time on the track or stressing about being uninsured. With additional track insurance you are protected and your total cost of risk is known. In almost all policies, racing is defined roughly as head to head competition or timed events. Every track day there are idiots who dont follow the rules, pass in unauthorized zones, and fail to heed flags. All the fun can come to a screeching halt if you discover that you are not insured. Since march i have probably done in the region of 30 trackdays.
Feeling the rubber meet the road and testing your skills and driving acumen well, theres nothing like it. One of the biggest issues to participating in a track day event is whether your auto insurance policy will cover any damage that may occur to your vehicle. We believe at mce that bikes are made to be ridden and your insurance cover should never stop you from doing this. All transfers must be taken within 3 months of the original track day date. Track obsession track day organisers with a difference. A full team from no limits, including our instructors, will be present at the accommodation and event to ensure your european experience runs as smoothly and enjoyably as you would expect from the uks leading provider of trackdays.
Does trackday insurance differ from motorsport insurance, and how. Although you could expect to pay more for track day coverage, not having coverage at all is a risk some drivers dont want to take. Prepare for your ards test with the preliminary ards preparation course and gain insight into. Insurance companies cover the repair or replacement of an insured car taking part in a track day event. Your coverage protects your vehicle while on the track or in the paddock. Trackday insurance bike damage at uk or euro tracks bemoto. Covers any noncompetition hpde or track day event sanctioned or unsanctioned. Before heading to a track day, you should check out our simple insurance guide for riding and racing. Insure my trackday can provide track day insurance for any circuit in uk or europe, including spa and nurburgring nordschleife. Liability coverage for the drivers is not included in this policy. Next year get a renewal quote from mannings as they have free european cover with their policies. The best part is this can also be purchased on the day of driving, even at the rsr office.
We can also add track day modifications to your policy free of charge so if you wanted to add things like roll. Hpde track day insurance powered by rli provides physical damage coverage for your car while you are participating in an hpde event. To find the right policy for you and to save you money, we take the customers exact needs and driving experience into consideration, tailoring an insurance policy to their precise requirements. How to get the best track day insurance bought by many. Lockton motorsports and our hpde insurance program continues to grow, nearly 10 years after we launched our insurance program. Its getting hit by someone else both on track or after going off. The key to finding value for money with your motorsports car insurance is largely working out what you do and dont need. Opentrack ondemand track day insurance and hpde insurance.
Track day insurance for car and motorcycle trackdays uk. Book a training day and learn from qualified instructors, perfect for novices looking for guidance, or track veterans who want to brush up after a period off the tarmac. Driving a car on the track is an awesome and thrilling experience. If you dont have track day cover included as part of your regular insurance policy then companies like cci can provide cover for a single day. If you damage your vehicle while on track it will be repaired or in the case of a total loss, you will receive a cash settlement. We work together with the top insurance brokers in the industry to get you the best cover when on track, whether its a road policy with track day cover included or. The circuit uses a part of the larger circuit and a separate, purposebuilt section. Track day insurance for modern, classic or modified cars. Track day insurance we are current not offering online track day insurance.
Its financial services registration number is 312026. Hpde stands for high performance drivers education, which is an event that allows you to take your car out on a track. In the event of your cancellation, no refund will be given however a transfer to another day will be allowed provided that at least 14 days written notice is received. Rlis track day insurance is designed to protect your personal vehicle from damage when you participate in high performance drivers education hpde events. Im currently insured with farmers, and my policy appears to cover me so long as im not engaged in racing, speed contests, or speed demonstrations.
Track day car insurance page 1 track days pistonheads. Motorcycle track day insurance is a very good idea if you want to keep your bike in tip top condition, or you feel a crash might affect your personal life and work. Other items that they may cover besides the accidental damage include fires following an accident, destruction of the engines, and modifications on the vehicles. So far ive seen that geico wont cover you, and i can tell you that rider wont either. Brokersure can provide track day cover as part of a single and annual multi trip travel insurance policies. The use of your bike on track is excluded from normal motorcycle insurance policies. This is why track day insurance canada was created.
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